Repeal and Replace. That was the common refrain when House Republicans actually repealed ObamaCare in their chamber a year ago. Of course, the Senate Democrats rejected the repeal. But now there is a chance- some would say even a strong chance- that ObamaCare will be declared unconstitutional by the Supreme Court before the election in November. If the high Court decides that the individual mandate, which forces individuals to purchase health insurance, is unconstitutional, and that President Obama’s signature legislation cannot go forward without that mandate, ObamaCare will stop dead in its tracks. Then what?

That’s where the Replace part comes in. Now, I won’t whine and complain about how things seem to take a long time to get done in Washington, but the replacement for ObamaCare should be on the assembly line, waiting to be packaged and sent to stores near all of us. We know the talking points that make good common sense: purchase health insurance across state lines, own our health insurance policies so they are portable, tort reform, free-market principles, etc. Of course, House Budget Chairman Paul Ryan (R-Wisconsin), the reliable person that he is, has thought through a great deal of this, and has based his conservative answer to health care reform on his Medicare reform proposal.

But, where are the details and how do we plug ObamaCare’s replacement into our lives if the law is declared unconstitutional?

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Just because you have a gun, you do not necessarily need to shoot it.  Just because you have a vote in Congress does not mean you need to grab power.

While both Parties have their internal battles, Republicans who are wondering why their numbers are waning need look no farther than the current health care debate for clues.  When Democrats roll out a Federal takeover of private health insurance, the Republican response should not be less of a government takeover, it should be a total federal government withdrawl from regulating private health insurance.  The point is simple, although lost on many.

When we think about insurance in our lives, from life, home, auto, professional liability and health, which one is the biggest source on consternation?  Guess what?  Health insurance is the only one in which the federal government has significantly intruded.  Even that is currently regulated at the State level.  However, the many Federal government restrictions that complicate the health insurance marketplace are the primary reason competition cannot thrive.

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